How To Save Money From Monthly Salary In India

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How To Save Money From Monthly Salary In India

Make a budget start saving budgeting is the simple exercise of reconciling your income with your expenses and should be your first step. How to save money every month.

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Now that you know the exact amount you can comfortably save every month transfer this amount to your savings account as soon as your salary is credited.

How to save money from monthly salary in india. From your salary keep aside 10 as savings and whatever 90 remains that should be your disposable income and not the other way round where you spend first and save later. Pool up money and keep saving it. Yes it is true.

Also in the budget make a compulsory provision for savings and then from the balance chalk out a monthly budget. So put rs 2000 from your salary on the pay day itself to a recurring deposit account so that you can not withdraw and make your expenditure budget on the balance rs 18 000 assuming your salary itself was rs 18 000. Setting and sticking to a budget.

Use credit card save money. Schedule a call on the app to understand how to form your money club. You can also reduce your tax burden by maximizing your investments using tax exempt investment vehicles as well as taking additional deductions when you file your return.

19 tips on how to save money in india from salary a. You can categorize your savings to have more clarity. Wait for amazon flipkart grand sales period.

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Excel sheet simple diary mobile app or desktop. Just follow these simple steps. Track price of your products.

Gather your monthly bills. Airtel prepaid plan offers unlimited calls and 1 gb data per day at 448 for 82 days. So by switching to a prepaid plan you can save approximately 250 per month from your current expenditure.

Cut corners wherever possible and required. The aim is to know how much you spend under various heads. If you are paid salary you can structure your salary to include more fixed allowances and other benefits that aren t subject to tax in india.

Also get high returns for your savings. Best ways to save money online in india 2020. More money can be saved by keeping oneself self disciplined.

But it becomes lot tougher if we do not. Shop on the first day of sale. Airtel postpaid plan offers unlimited calls and 10 gb data at 399 per month.

One should at least save minimum 10 of his income. Save receipts for all purchases you make in a month. Search the money club in google play store and download the app.

Note down your monthly spending as per your ease of usage. Saving money is not a rocket science. Your savings should be close to 20 of your income.

Form your money club with your trusted people.

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