If you do not report the theft for more than 60 days after receiving your statement the bank has no obligation to refund your money at all. Target for instance gives you up to 90 days to return an unopened undamaged item.

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Retailers have different time limits for returning an item and requesting a refund.

How long to refund money on debit card. Debit cards can take a few days for it to show. When you return an item or find a debit card charge on your account you didn t authorize you want the money returned to your bank account immediately. If you funded the original paypal payment to the seller with a debit or credit card then it won t go back to your paypal balance.

To take advantage of this law you must report the fraudulent charges within two business days of the charge. In the event of fraud a bank may front the money immediately while conducting an investigat history. The refund goes back to the card used in the purchase.

Unfortunately it doesn t work that way with debit cards. 6 best buy allows returns to be made only within 15 days unless you re a my best buy elite or elite plus member. The electronic fund transfer act allows banks up to 10 business days to decide whether or not to issue a refund to your bank account.

After two business days your liability goes up to 500. Debit cards can take a few days for it to show. This means funds you re relying on to pay your bills may be delayed.

It typically takes 10 days for banks to investigate a claim and refund the money. I m curious about why refunds for charges made on a credit card generally don t show up on your statement for seven to 10 business days while the. Debit card refunds can take up to 10 business days to process.

By teresa dixon murray the plain dealer q. In the meantime your bank may cancel your debit card if it was a point of sale transaction or close your account if it was an ach transfer. But it can go a lot longer.

The refund goes back to the card used in the purchase. Once marked as completed it will automatically go back to your bank account or credit card but takes up to a week to process through to the bank and a bit longer for a c c paypal say allow 30 days but i have never waited longer than a week for mine.

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